Privacy Policy for Ledgerlyst

Effective Date: October 13, 2026

This Privacy Policy explains how Ledgerlyst handles information in the Ledgerlyst mobile application (“App”) and on the official website at https://ledgerlyst.com/, including its interactive demo (“Website”).

In this Privacy Policy, “Ledgerlyst,” “we,” “us,” and “our” refer to the provider of the Ledgerlyst Services.

The latest versions of Ledgerlyst’s Privacy Policy and Terms and Conditions are available at https://ledgerlyst.com/.

1. Summary

  • The personal financial records you enter into the App are stored locally on your device and are not sent to or stored on Ledgerlyst-operated servers.
  • Ledgerlyst does not include advertising SDKs or third-party analytics SDKs in the App.
  • Apple or Google processes App Store or Google Play subscriptions and purchases. The App receives limited purchase-status information needed to unlock or restore Premium.
  • The Website’s hosting provider and externally loaded content providers may automatically receive ordinary technical request information, such as an IP address and browser information.
  • If you export App data or email us, the information leaves the App at your direction and is handled as described below.

2. Information Stored Locally in the App

Depending on the features you use, the App may store financial and organizational information you enter, such as:

  • Profile names
  • Balances
  • Bills
  • Due dates
  • Bill-payment history
  • Savings accounts and transactions
  • Paycheck history
  • Receipts and notes
  • Calculator inputs
  • Pay-frequency settings
  • App preferences

This information is stored on your device using local application storage.

Ledgerlyst does not operate an account system, financial-data server, cloud-sync service, or bank connection that receives these records.

Ledgerlyst cannot view, retrieve, correct, or remotely delete locally stored App records.

Local Processing and Data Minimization

Ledgerlyst is designed to process user-entered financial and organizational information locally on the user’s device.

The App accesses locally stored information only as needed to provide the features the user chooses to use. Ledgerlyst does not intentionally collect or transmit this information to Ledgerlyst-operated servers for analytics, advertising, profiling, or unrelated purposes.

3. Premium Subscriptions and Purchases

Premium is handled through the platform where you obtain the App:

  • Apple: The version currently distributed through Apple offers Premium as a subscription processed through the Apple App Store.
  • Android: The current Android App Bundle offers Lifetime Premium as a one-time purchase processed through Google Play.

Apple or Google may process information such as your store account, payment method, country or region, device and transaction identifiers, purchase history, subscription status, fraud-prevention signals, and billing information under their respective privacy policies.

Apple Privacy Policy:
https://www.apple.com/legal/privacy/

Google Privacy Policy:
https://policies.google.com/privacy

Ledgerlyst does not receive your full payment-card number.

The App receives limited information from the applicable store, such as the product involved and whether a purchase or restoration succeeded, failed, or is pending.

The App may store a local Premium-entitlement indicator in secure device storage so Premium features remain unlocked.

Ledgerlyst does not operate a separate server that stores your App purchase status.

Apple and Google may also make sales, financial, refund, and subscription reports available to Ledgerlyst through their developer portals.

Depending on the platform, those reports may include:

  • Transaction or order identifiers
  • Product information
  • Purchase or subscription status
  • Dates
  • Price
  • Currency
  • Country or region

Ledgerlyst uses store reports for purchase support, accounting, fraud prevention, and legal compliance.

4. Device Authentication

If you enable a PIN or device authentication feature, related App settings are stored locally.

Face ID, Touch ID, fingerprint, and other biometric authentication are performed by your device’s operating system.

Ledgerlyst receives only an authentication result and does not receive or store your fingerprint, face scan, biometric template, or device passcode.

5. Exports, Imports, PDFs, and Sharing

When you choose to create a backup, PDF, or other export, the App prepares the file on your device.

Export formats and included fields vary by platform and App version.

Exported files may contain sensitive financial information in readable form.

You choose where an exported file is saved or shared.

If you send it to a file provider, cloud-storage provider, messaging app, email service, or another person—including services such as iCloud Drive or Google Drive—the recipient or provider handles that file under its own terms and privacy practices.

Ledgerlyst does not control those services.

Imported files are read locally by the App to restore or change local records.

6. Website Information

The Website does not contain Ledgerlyst-operated account registration, behavioral advertising, or analytics scripts.

However, operating a website necessarily involves technical requests.

Hosting and Security Logs

The Website is hosted by Netlify.

When your browser requests a page or asset, Netlify may process technical information such as:

  • Your IP address
  • Device and operating-system type
  • Browser type and version
  • Requested page
  • Referring page
  • Date and time of the request

Netlify may use this information to deliver, secure, maintain, and analyze its hosting service under the Netlify Privacy Statement:

https://www.netlify.com/privacy/

App-Store Badges

The Website loads official badge images from Apple and Google servers.

When those images load, your browser may send Apple or Google your IP address, browser or device information, the page URL, and ordinary request details.

If you select a store link, the applicable store’s privacy policy governs your visit.

Interactive Demo

Values used in the interactive demo are processed within the open webpage.

The demo code does not intentionally transmit those values to Ledgerlyst or save them in cookies or persistent browser storage.

Those values are discarded when the page is closed or reloaded.

Cookies and Local Storage

The main Ledgerlyst Website and interactive Ledgerlyst demo do not intentionally set cookies or use persistent browser local storage for personal financial information.

Certain separate interactive pages or website features may use browser local storage to preserve functionality or user-selected settings on that device. Information stored this way remains in the user’s browser unless removed by the user, the browser, or the applicable feature.

Ledgerlyst does not use browser local storage for cross-site behavioral advertising.

Netlify, Apple, Google, or another third-party service reached through the Website may use cookies or similar technologies under its own privacy policy.

Do Not Track and Privacy Preference Signals

Ledgerlyst does not use behavioral tracking, cross-site advertising, or tracking cookies on its Website. Because Ledgerlyst does not conduct this tracking, browser Do Not Track and Global Privacy Control signals do not change Ledgerlyst's Website behavior.

The Website's hosting provider and external content providers may process ordinary technical request information as described in this Privacy Policy. Their independent processing is subject to their applicable privacy practices.

7. External Links and Services

The App and Website may open pages or services operated by other companies, including:

  • Apple
  • Google
  • App stores
  • Email providers
  • File-storage providers

When you follow an external link, your browser or device communicates directly with that provider, and its privacy policy applies.

Ledgerlyst does not control third-party services.

8. Contact and Support Communications

If you contact Ledgerlyst by email, Ledgerlyst receives your email address and any name, device information, screenshots, financial information, or other content you choose to include.

Do not include sensitive financial information that is unnecessary for your request.

Support communications may be used to:

  • Respond to your request
  • Troubleshoot problems
  • Prevent abuse
  • Keep reasonable business records
  • Comply with legal obligations

Support communications are retained only as long as reasonably necessary for those purposes and may be processed by the email provider used to send and receive the message.

9. How Information Is Used and Shared

Ledgerlyst uses information it actually receives to:

  • Provide support
  • Maintain and secure the Services
  • Administer purchases through the applicable store
  • Comply with law
  • Protect the rights and safety of users and others

Ledgerlyst does not sell personal information or share personal information for cross-context behavioral advertising.

Information may be disclosed to service providers as described in this Policy, when you direct the disclosure, when required by law or valid legal process, to protect rights or safety, or in connection with a merger, acquisition, reorganization, or transfer of the Services, subject to applicable law.

No Tracking or Advertising Identifiers

Ledgerlyst does not track users across applications, websites, or services for advertising or advertising-measurement purposes.

Ledgerlyst does not sell user data to data brokers and does not use user-entered financial information for targeted advertising.

The App does not intentionally access or use advertising identifiers for tracking users.

Ledgerlyst does not create advertising profiles from the personal financial information stored locally in the App.

10. Retention and Deletion

App Records

Local App records remain on your device until you delete them, clear the App’s storage, or uninstall the App, subject to device backups or operating-system behavior outside Ledgerlyst’s control.

Exports

You control and must delete exported files from each location where you saved or shared them.

Purchase Records

Apple and Google retain transaction and subscription records according to their policies and legal obligations.

A local Premium-entitlement indicator remains on the device until App data or the indicator is removed.

Website Logs

Netlify controls retention of information it processes as the Website’s hosting provider under its applicable terms and privacy documentation.

Emails

Ledgerlyst retains support communications only as long as reasonably necessary for support, security, recordkeeping, dispute resolution, and legal compliance.

11. Your Privacy Choices and Rights

You can:

  • Manage local App records through the App and your device.
  • Choose whether and where to export files.
  • Manage Premium through your Apple or Google account.
  • Control cookies through your browser or applicable third-party settings.

Depending on where you live, you may have legal rights concerning personal information held by Ledgerlyst, such as rights to request access, correction, deletion, or information about processing.

Because Ledgerlyst does not receive your locally stored financial records, it cannot fulfill server-side access or deletion requests for those records.

For information Ledgerlyst does hold, such as support emails, you may submit a request using the contact information below.

Ledgerlyst may need to verify your request and may retain information where permitted or required by law.

12. Children’s Privacy

The Services are intended for a general audience and are not directed to children under 13.

Ledgerlyst does not knowingly collect personal information from children under 13.

If you believe a child has sent personal information to Ledgerlyst, contact us so the information can be reviewed and deleted where required.

13. Security and International Processing

Ledgerlyst uses reasonable measures appropriate to the limited information it receives, but no device, transmission, email system, storage location, or online service is completely secure.

Third-party providers may process information in countries other than your own, subject to their privacy policies and applicable law.

14. Changes to This Policy

This Privacy Policy may be updated when the Services, providers, or legal requirements change.

The updated policy will be posted with a revised effective date.

Where required by law or appropriate for a material change, Ledgerlyst will provide additional notice.

15. Contact Us

If you have privacy questions or requests, contact Ledgerlyst at:

contact.ledgerlyst@gmail.com

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