Ledgerlyst – Terms and Conditions

Effective Date: 8/11/2025

1. Purpose of the App

Ledgerlyst is provided for informational purposes only. It is intended solely to help you track bills, savings, and personal finances in a simple and convenient manner. Ledgerlyst is not a financial advisor, financial planner, accountant, or any other form of professional financial service.

2. No Professional Advice

Nothing in this App constitutes professional financial, legal, or tax advice. You should consult a qualified professional for specific guidance before making any financial decisions.

3. Data Storage

Ledgerlyst does not collect, store, or transmit any personal or financial data to our servers. All data is stored locally on your device. You are solely responsible for maintaining backups of your information.

4. Disclaimer of Liability

To the fullest extent permitted by law, Ledgerlyst and its creators shall not be held liable for any damages, losses, or claims - including but not limited to:

• Loss of data or information,
• Financial loss or missed payments,
• App malfunctions, bugs, or downtime,
• User input errors, or
• Any reliance placed on information generated by the App.

5. No Guarantees

Ledgerlyst is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding:

• Accuracy or completeness of information,
• Freedom from errors, bugs, or interruptions,
• Compatibility with your device.

6. User Responsibilities

You agree to use Ledgerlyst at your own risk. You are solely responsible for:

• The accuracy of information you enter,
• Managing your own backups,
• Any actions you take based on the App’s outputs.

7. Updates and Changes

We may update these Terms at any time. Continued use of Ledgerlyst after changes are posted constitutes your acceptance of the revised Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of your State/Country, without regard to its conflict of laws principles.

By using Ledgerlyst, you agree to the terms and conditions.